| |
Silver |
Gold |
Platinum |
Hospital Indemnity Plan
Click on the individual plan feature headers to view the program details!Please note that indemnity plan benefits are payable on an up to the maximum limit basis.
|
Individual
$99.00
Per Month |
Individual
$149.00
Per Month |
Individual
$179.00
Per Month |
Doctor Visits
|
$25 per visit
Limit 5 visits per year |
$50 per visit
Limit 5 visits per year
|
$50 per visit
Limit 5 visits per year |
Daily In-Hospital Benefit
Private or Semi-Private Room
|
$300 per day
31 day maximum |
$500 per day
31 day maximum |
$1000 per day
31 day maximum |
Intensive Care/Cardiac Unit Benefit
|
$600 per day
31 day maximum |
$1000 per day
31 day maximum |
$1500 per day
31 day maximum |
Surgery Benefit
In-Patient and Out-Patient
|
N/A |
One surgery per year up to $500 |
One surgery per year up to $1000 |
Anesthesia
In-Patient and Out-Patient
|
N/A |
up to 25% of the surgery amount to a maximum of $125 per year
|
up to 25% of the surgery amount to a maximum of $250 per year
|
Accident Coverage
Accident Coverage provided by Markel Insurance Company. Benefits are paid up to the maximum listed. Accident Coverage benefit may be used in conjunction with Emergency Room benefit when applicable. Click on Benefit Summary for Details
|
$5,000 per accident
(subject to $100
deductible) |
$5,000 per accident
(subject to $100
deductible)
|
$5,000 per accident
(subject to $100
deductible) |
|
Accidental Death & Dismemberment Benefit
Accidental Death and Dismemberment Insurance benefits paid up to the maximum listed |
$5000 Primary
$2500 Spouse
$1250 Children |
$10,000 Primary
$5000 Spouse
$2500 Children
|
$25,000 Primary
$12,500 Spouse
$5000 Children |
Prescription Benefit
Prescription benefit good at most pharmacies nationwide. Subject to $50 calendar year deductible. Annual maximum benefit is $2500 individual or $5000 for a family
|
See CAREMARK RxSavingsPlus Discount Prescription Program |
$15 generic prescriptions
|
$15 generic prescriptions |
Pre-Existing Conditions
|
12/12
30 day waiting period
for sickness |
12/12
30 day waiting period
for sickness |
12/12
30 day waiting period
for sickness |
Maximum Policy Benefits
Accidental Death and Dismemberment as well as the Accident Insurance Benefits are paid in addition to the Maximum Policy Benefits |
Policy Year $20,000
Policy Lifetime $250,000
|
Policy Year $20,000
Policy Lifetime $250,000 |
Policy Year $20,000
Policy Lifetime $250,000 |
Consumer Benefits of America
Membership Discount Benefits
Click Benefit Description to View Details |
Silver |
Gold |
Platinum |
CAREMARK RXSavingPlus
Select your prescription drugs from a Preferred List and pay just $10, $20 or $40 for brand names and generics at over
50,000 participating pharmacies. Plus, negotiated discounts on many prescription drugs not on the Preferred Drug List. |
 |
See prescription benefit above |
See prescription benefit above |
Patient Advocacy
Personal trained advocates dedicated to help you locate healthcare providers and specialists AND help you eliminate the
hassles typically encountered when dealing with the healthcare system. |
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Physician Program
Take advantage of up to 40% off at over 400,000 participating practitioner locations. |
BeechStreet Network |
BeechStreet Network |
BeechStreet Network |
Hospital Discounts
Enjoy substantial savings on medical bills at over 3,800 hospitals and over 52,000 specialty care facilities. |
BeechStreet Network |
BeechStreet Network |
BeechStreet Network |
Dental
Visit any of the over 62,000 available dental practices nationwide as often as necessary, while saving up to 50% on everything from general dentistry and cleaning to root canals, crowns and orthodontia. |
Aetna Dental Network |
Aetna Dental Network |
Aetna Dental Network |
Vision
As a program member, you'll save 20% to 60% on eyeglasses, contact lenses and other retail eyewear items. Choose from over 13,000 eye care professionals nationwide. |
Coast to Coast Vision |
Coast to Coast Vision |
Coast to Coast Vision |
Hearing
Members receive quality hearing care at over 2,000 audiologists nationwide. |
HearUSA |
HearUSA |
HearUSA |
Chiropractic
Visit any of the over 7,000 participating chiropractors as often as necessary and enjoy savings from 20% to 40% off normal rates. |
UHS Chiropractic Network |
UHS Chiropractic Network |
UHS Chiropractic Network |
24hr Nurse Hotline
Registered Nurses are on call 24-hours a day via a toll-free number 7 days a week to provide members with advice about a wide range of issues. |
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